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[xchap]

How much available credit is too much, before creditor see it as too much credit and deny you credit card or a loan? 

Message Edited by xchap on 02-26-2010 01:23 PM

[laz98]

depends on your income, i guess, & how conservative the lender is.  there's no magic number that they use.

[Jazzzy]

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@xchap wrote:
How much available credit is too much, before creditor see it as too much credit and deny you credit card or a loan? 

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I don't see that happen a lot. More often it's that people use too much of their available credit or that their other loans aren't paid down much (mortgage, car loan, etc.)

We do see people get turned down for having too much available credit, but not as often. There is just no set answer.