mysterious soft pull

scottwagnon · ‎05-16-2012

i have all kinds of soft pulls, one puller is blank, that has pulled my equifax file on may 26th, 2011 and april 23rd, 2011

anyone have any ideas on this?

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pizzadude · ‎05-16-2012

Strange. Is this from a CMS report, or is it pulled directly from Equifax ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

scottwagnon · ‎05-16-2012

no this was directly from EQ

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AndySoCal · ‎05-16-2012

Call Equifax and ask them,

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo

RobertEG · ‎05-17-2012

Not strange at all. Done thousands of times a day.

Potential creditors who wish to make you promotional offers for credit have the right to obtain your name and address from a CRA for purposes of sending those promotional offers. It is a permissible purpose. However, they do not get your full CR. FCRA 604(c). Part of the business world.....

If you wish to end the inclusion of your name from any list provided by the CRA for such promotional offers, simply opt-out under the provisions of section 604(e).

llecs · ‎05-17-2012

@RobertEG wrote:
Not strange at all. Done thousands of times a day.
Potential creditors who wish to make you promotional offers for credit have the right to obtain your name and address from a CRA for purposes of sending those promotional offers. It is a permissible purpose. However, they do not get your full CR. FCRA 604(c). Part of the business world.....

If you wish to end the inclusion of your name from any list provided by the CRA for such promotional offers, simply opt-out under the provisions of section 604(e).

I think what OP is saying is that the name of the creditor or company is missing.......it's totally blank. OP doesn't know who pulled the credit report.