need advice

[Anonymous]

Yes our income is secure, we live in a seasonal town, which will be coming up soon and my husband is in a band and deejays so that will give us some extra income monthly about $500.00.

I really don't want to claim bankruptcy, that is why I thought it might be best to settle at least some of the debt so we can be closer to credit card debt.  I was wondering if that would efftect our credit even further since several are already in collections.

We are budgeting weekly.  I am trying to pay online banking every week so I am tracking etc.

[Anonymous]

forgot to state that i am very concerned about the car issue.  we are current with ford credit and are paying extra each month on both.  Infact the least is due 9/20 and there is nothing due, but I am continuing to pay 125 a week.  Hoping this will help b/c it will show we are current with them

[Anonymous]

I just thought of another question, should I concentrate on paying off cards that are with the original creditor instead of the ones that went to the collection agency?  Does it make a difference or should I treat them all the same?

Thanks you for your input, I really appreciate it.

[Anonymous]

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@Anonymous wrote:

I just thought of another question, should I concentrate on paying off cards that are with the original creditor instead of the ones that went to the collection agency?  Does it make a difference or should I treat them all the same?

Thanks you for your input, I really appreciate it.

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Get on top of any accounts that are open and salvagable first, ones still with the OC second, CA's last. You don't want accounts moving from open to closed and from closed to CO and then CA's.