is it common that creditors report no interest no payment accounts as "pays as agreed" for the whole time of the promotion? my date of last activity is set as the last month they reported pays as agreed even though i have not made payments.
so on a 18 month no payment no interest. i have 18 months pays as agreed they my date of last activity starts after 18 months not date of purphase ( no payments were made during the 18 months)
