opting out = no mail?

[mschang]

ever since i opted out my mailbox is either empty or has only letters and paper bills i may still receive. i wasn't getting a million preapprovals so i guess soft pulls are for more than preapproval offers? interesting!!

[AndySoCal]

The soft pulls you are seeing  are they made your existing creditors ?

[mschang]

no i can't see soft pulls; i was just making an assumption

[Unoriginalnj]

I'm with ya mschang. When I opted opted out about 4 months ago I slowly started seeing my mail become less and less cluttered.

Side note, my friend never got any mail for pre approvals in mail - ever- , then went to dmv and started getting pre approvals every day, mainly from cap one.

[CruzImperial]

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@Unoriginalnj wrote:
I'm with ya mschang. When I opted opted out about 4 months ago I slowly started seeing my mail become less and less cluttered.

Side note, my friend never got any mail for pre approvals in mail - ever- , then went to dmv and started getting pre approvals every day, mainly from cap one.

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What is dmv exactly?

[Dishpro]

I've only seen SP's on the CR's I get directly from the CRA's, am I missing something on my FICO reports?

[Anonymous]

DMV I am assuming is Department of Motor Vehicles. It may be different in some states but here in CA that is what we call it.

[Anonymous]

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@Anonymous wrote:

DMV I am assuming is Department of Motor Vehicles. It may be different in some states but here in CA that is what we call it.

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I usually call it "Hell".

And to the OP, getting less mail is a good thing.

[mschang]

i agree -- it's great to not have a huge pile of worthless mail everyday. i just thought it was an interesting benefit for opting out (if that truly is what it's due to -- timing is uncanny, though!)

[Booner72]

Yes, Mschang, that is truly what it is due to.