i know some of these questions may have been asked before, but i want to make sure i have the process right for my situation.
dw has several things (collections, address, etc.) mostly on tu showing up that are not hers. there may be some things that are, but she doesn't know. now my question/plan of action is as follows;
by the suzie orman kit and print off dispute letters for everything and then see what comes back verified then work on pfd's and goodwill's? should i dispute the things i know/suspect of being accurate? i need the most expediant method possible because dw doesn't want any part of trying to correct this stuff. she did say she would sign what i typed up, but i'm affraid she'll lose interest and quite cooperating if it drags out.
also on both of our reports we have two collection accounts steming from a joint checking account that she wrote back when she was "paying" the bills. can i disput this as not mine? it was a joint account, but if i wrote two checks a year that was excessive, and i def. didn't write either one of those.
i really appreciate your input and patience in helping me out and re-answering question that have likley been asked hundreds of times.
