I need some advice

[Anonymous]

Hello

This is my first time posting here but I will have you know I read the threads all the time for advice but I need my own personal advice. I am 23 years old and got in too deep with my credit. At the time of 18 I really never thought it was that important.

[Anonymous]

how bad is it? can you get a p/t job throw that income at your debt, get rate reductions on some accounts if you explain your situation, maybe talk to a cu about consolidating things into an installment loan with better terms?

[haulingthescoreup]

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@Anonymous wrote:

Hello

This is my first time posting here but I will have you know I read the threads all the time for advice but I need my own personal advice. I am 23 years old and got in too deep with my credit. At the time of 18 I really never thought it was that important.

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goodcredit, if you can grit your teeth and post what's on your credit report(s) here, you'll get the fastest personalized help you can imagine. And the price is right! Also, post your FICO scores if you have them.

[Anonymous]

I hit submit by accident but did post the full thing please see second "need advice" I love you all

[haulingthescoreup]

kinda figured! By the way, if that happens again, go to the options button above your oopsie post--you can choose edit and keep on going. If no one has replied to it yet, you can also delete it and start all over.