please help me determine the correct date..

[Anonymous]

Could someone take a look at this and tell me what date you think this would come off my report? 

I think my calculations are different from experians     Thanks a lot!

Status:  Transferred,closed/Account charged off. $568 written off.  Date Opened:
10/1996 Type:
Installment Reported Since:
09/2000 Terms:
36 Months Date of Status:
06/2003 Monthly Payment:
$0 Last Reported:
06/2003 Responsibility:
Joint
Credit Limit/Original Amount:
$568 High Balance:
NA Recent Balance:
NA Recent Payment:
NA   Creditor's statement:  Purchased by another lender.
  Account History:
Collection as of May 2003, Apr 2003
Charge Off as of Jun 2003, Mar 2003
180 days as of Nov 2002 to Feb 2003
150 days as of Oct 2002, Nov 2001
120 days as of Sep 2002, Oct 2001
90 days as of Aug 2002, Sep 2001
60 days as of Jul 2002, Mar 2002, Aug 2001
30 days as of Jun 2002, Feb 2002, Jul 2001

   

[Anonymous]

going by this  DOFD looks like  july 2001     is this reported by the OC  also??

If this is the CA reporting that date it might not be correct.

DOFL  should be June 2001  

Look at EX ans TU  CR  see if you find * will remain on CR till month/year  (if DOFD is 2002  it should drop 2008)

You can also call the CRAs and ask when it will drop.

[Anonymous]

Thanks Happy Days!  This is the OC  that is reporting.  For some reason on this particular account experian does not have a statement that says when it comes off.  Just wanted to be sure I understood this correctly.  Thanks!!

[Anonymous]

Well that is how I read it.  someone else might read it different. And you are very welcome!