I use it. Very slow to update I agree... almost pointless if I wasn't getting it for the yearly cheapo rate (which 1 month later I am still yet to be charged).
Nov 17th FAKOs to compare to my FICOs were: EQ 743 EX 753 TU 764
So, some lower some higher in this case and not horribly off though not too close.
EQ 787 EX 781 TU 737 11/17/07
*** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***