ok, i have poor credit, a few months ago i disputed some paid items to try and get them removed and i also had a 1200 credit card that i never paid from 6 years ago, i mean i made payments back then when i had the money but i havent made a payment in about 6 years, well i am trying to get a house so i thought well ill pay off all i owe and start fresh, i tried to contact the credit card company that i owe the 1200 to and they said they had no record of me and i tried the number on my credit report they said the same, so i figured well if i cant pay it ill dispute it, and i did and they removed it, so my question is, is that going to drop my score now? i tried to get a myfico score today and it said i havent had an active account for 6 months or more. 3 months ago my scores were lowest 535 and highest 573, they also removed the paid items i had 8 total 4 paid and 4 collections , now i have only 4 items total i owe is about 1,500. any help would be appreciated. i used privacy matters to get those scores.
