Ive read thats theres a FREE rent app, or service, that allows to report the rent payments
IS there a free one? I couldnt find it
I have only seen ones that cost money.
Experian is offering one through their app, but it is not free.
Let me know if you find a free one!
Has reporting rent to Fico9 increased your scores? I need aquick boost for my next rental and heard of rent reporting for an increase in score and to show positive history, if you tried this what was your results?
By Fico9 do you mean one of the credit bureaus? Fico9 is not a credit bureau.
The question would be whether this is reporting to your main credit reports, or to your "rental credit report" - which is a separate thing - and whether it would affect your credit score.
There is a separate division that tracks rental history and generates a report that includes not only your regular credit report information but also information submitted about your rental history. The rental history report has no impact on your FICO score. Unless your landlord agreed to report to one of the big three bureaus, good rental history it is not helping your FICO score. Usually anything related to rent would derogatory at which point it may hit big three and then FICO would be impacted.
Try this website. I only took a very brief look at it. I hope that this helps, unsure of free or if there are fees.
I have been reading about this topic but have not found the answer that I am looking for. So I am specifically asking feedback from a member that has had their rent reported to Experian for at least the last few months or longer. If you have, what changes in the FICO score have you noticed? And how is it reporting as a trade line (installment, etc.) ? Which website do you use?
I love using Rental Kharma, it's $4.95/mo and reports to TU. I picked them over other reporters because they allow you to pay your rent via cash and just have your landlord confirm you paid via an automated monthly email.