hi FICO
I have been a memeber inthe gymn for past 1 year 6 months. 6 months i have been using the gymn and paying off regularly everymonth. Suddenly i had to go to my home country where my people were sick and had to take care of them for a long time. not that i cannot pay regularly if i have been using the gymn , but due to the responsibilities i had in my home country i couldnot pay to the gymn here and also close the contract. For which I am liable to pay the contract amount at once which is affecting my credit score and the same with a computer company where i purchased a computer, where the due is sent to the collection agency.
please let me know if i can come out of this without effecting the sredit score and with easy payments
thanks
help in this regard is highly appreciated
Bvij
