scorecenter here at myfico

ppiresny · ‎04-16-2012

is there a way to refresh your score here daily?

i do it at freecreditreport.com everyday, can i do it here as well?

TU 708 EQ 690 EX 708(FCR)

Portfolio
Amex Zync NPSL,Amex Blue Cash Everyday $2700,Barclaycard iTunes rewards $2500,Chase Sapphire Preferred $5000,GAP Visa $1250,Express Store card $750,Dell Preferred Account $1500,Discover More $3000,Citi Diamond Preferred $9000,Chase Freedom $1500,Wells Fargo Auto Loan $19,000 @ 11%

MamboItaliano · ‎04-16-2012

No, you either have to buy a new score or you will get an update when your score changes (you have to fix your update settings).

The difference is the Freecreditreport score will not be a real score. It will be a "FAKO" as opposed to a "FICO" which you can only get here (except in with a few, unique promotions through credit unions and credit cards).

FAKO's are bloody garbage. FreeCreditReport is good for monitoring your reports for changes and balances, but the score is worthless because 1. No lenders use it and 2. There is no relation between it and FICO scoring.

Re-entered the garden on 9/16/2013.

Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)

Take the FICO Fitness Challenge

ppiresny · ‎04-16-2012

Yeh I learned that here I just use it as a guideline to track my progress such as utilization and credit available, its pretty accurate when I check the balances.

TU 708 EQ 690 EX 708(FCR)

Portfolio
Amex Zync NPSL,Amex Blue Cash Everyday $2700,Barclaycard iTunes rewards $2500,Chase Sapphire Preferred $5000,GAP Visa $1250,Express Store card $750,Dell Preferred Account $1500,Discover More $3000,Citi Diamond Preferred $9000,Chase Freedom $1500,Wells Fargo Auto Loan $19,000 @ 11%