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setting up payment information

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Lambo23
Frequent Contributor

setting up payment information

When adding your banking info to setup the online payments with any credit card company, what routing number do I need to use? The one on my checks or the one used for paper and electronic outgoing payments(bank of america)? I always use the one on my checks but I just realized maybe I'm using the wrong one... I'm setting up my Amex info and want to be sure not to mess anything up!

Message 1 of 5
4 REPLIES 4
pizzadude
Credit Mentor

Re: setting up payment information


@Lambo23 wrote:

When adding your banking info to setup the online payments with any credit card company, what routing number do I need to use? The one on my checks or the one used for paper and electronic outgoing payments(bank of america)? I always use the one on my checks but I just realized maybe I'm using the wrong one... I'm setting up my Amex info and want to be sure not to mess anything up!


I have always just used the routing # as it appears on my checkbook, never had any issues with AMEX or any other creditor.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 5
Lambo23
Frequent Contributor

Re: setting up payment information

shoot, I used the one that says for electronic payments; description says: To set up direct deposits (e.g., to receive paychecks or IRS refunds) or outgoing payments to other financial institutions, use the number for electronic transactions.

 

Hope its okay, I have the $200 limit zync card and just made a $150 payment to add to my limit! Btw, it arrived in only 3 days. Smiley Happy

Message 3 of 5
pizzadude
Credit Mentor

Re: setting up payment information


@Lambo23 wrote:

shoot, I used the one that says for electronic payments; description says: To set up direct deposits (e.g., to receive paychecks or IRS refunds) or outgoing payments to other financial institutions, use the number for electronic transactions.

 

Hope its okay, I have the $200 limit zync card and just made a $150 payment to add to my limit! Btw, it arrived in only 3 days. Smiley Happy


I think that you'll probably be fine.   Sometimes banks are sophisticated enough to validate the Routing number when you enter it, so if you make a typo it tells you right away.    Your card arrived in 3 days ?  That is fast ~ or maybe you live in Omaha  Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 5
Lambo23
Frequent Contributor

Re: setting up payment information


@pizzadude wrote:

@Lambo23 wrote:

shoot, I used the one that says for electronic payments; description says: To set up direct deposits (e.g., to receive paychecks or IRS refunds) or outgoing payments to other financial institutions, use the number for electronic transactions.

 

Hope its okay, I have the $200 limit zync card and just made a $150 payment to add to my limit! Btw, it arrived in only 3 days. Smiley Happy


I think that you'll probably be fine.   Sometimes banks are sophisticated enough to validate the Routing number when you enter it, so if you make a typo it tells you right away.    Your card arrived in 3 days ?  That is fast ~ or maybe you live in Omaha  Smiley Happy


Just looked at my other accounts and my Orchard is using the same routing number so it should be okay!

 

Nope, Florida, I could not believe it was here already. AND it looks like someone got snoopy and took a peak inside because the corner was opened about an inch. Couldn't see the card or anything, but still.

Message 5 of 5
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