should i spring for tu fico & report?

[Anonymous]

i sent out a disput letter and haven't heard anything back yet. however, i just signed up for the trial eq credit watch gold and the report showed none of the items i disputed! please give me some sound advice, if they were still there and in dispute wouldn't they show up or are they gone for good?

btw, it was like 8 paid collection accounts.

Message Edited by dnm45227 on 11-08-2007 10:28 PM

[Anonymous]

I cancelled my TU free trial today.  Only a couple of my disputes have showed up on the report.  Called TU Tuesday and they confirmed a couple items had been deleted, however, as of today, they were still on the updated reports.

[Anonymous]

thanks for the reply. i really want to know if since i used eq and they are on tu and in dispute would they still show on an eq monitoring sites pull, or are they really gone? i don't want to drop $ for a myfico tu set if there's a chance they are still there.

[Anonymous]

well i couldn't help it. i guess it's for real all 8 of my paid collections have been removed! i sent the dispute letter on 10/4 does anyone think there is any chance they will come back?

[SmartCookie]

WTG!   They can re-insert, though I wouldn't expect it, and legally they need to notify you within 5 days or they are in vio.  http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=8815

[Anonymous]

thank you Jesus! and smartcookie. wow, that leave on paid collection reporting on eq and ex and some capone lates on all 3. now if the acount manager i spoke with tonight at cap1 follows through those will go away too! he said he can't see them in the system so he's requesting a letter be mailed out to the cra's in 10 days asking them to remove them.