simulator shows 15 point improvement

[Anonymous]

Based on the simulator if I do nothing but make payments on time for the next 24 months, it will cause my scores to go up  20 points.
 
wow.

Massive improvement.

[Mr_Mojo_Risin]

That's great to hear!

Though some members say the simulator is always wrong for them, it's usually close for me 🤷‍♂️

[OmarGB9]

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@Mr_Mojo_Risin wrote:

That's great to hear!

Though some members say the simulator is always wrong for them, it's usually close for me 🤷‍♂️

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I think you're an outlier. Most of the time simulators are way off.

[Anonymous]

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@Anonymous wrote:

Based on the simulator if I do nothing but make payments on time for the next 24 months, it will cause my scores to go up  20 points.
 
wow.

Massive improvement.

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Simulators can be notoriously inaccurate, so definitely don't expect what it tells you to actually happen.  All profiles are different and a simulator doesn't take into account enough variables to be nearly accurate enough many times.

[Mr_Mojo_Risin]

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@OmarGB9 wrote:

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@Mr_Mojo_Risin wrote:

That's great to hear!

Though some members say the simulator is always wrong for them, it's usually close for me 🤷‍♂️

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I think you're an outlier. Most of the time simulators are way off.

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Yeah I think you're right about me.

I've only checked the simulator if I was gonna make a move, which has only been 3-4 times in the last year or so. 

Thinking of asking NFCU for a PL so I might find out if the simulator has been a fluke for me or not.