trying to apply for 2 types of credit on the same day

[coonasty]

or from what im reading around, the discover it card inquiry at most will drop my score 5 points which still leaves me with a 762. 

is it a gamble worth taking? 

the car at a best interest rate is a little higher priority than the discover card.  but im thinking the card wont drop me below 760 and i can do the card then go get the car.

any more advice...and thanks for the info btw 

[Charla]

So how did this work out for you? I'm thinking of doing the same thing . Mortgage/Car/Credit Card

Does anyone know if a refinance offer counts as a hard pull. Does it show up the same day?

[StartingOver10]

Yes a refi inquiry is a mortgage inquiry and shows up the same day.

[mtrsprt]

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@coonasty wrote:

 car dealership said i need at least a 760 equifax to qualify for their best interest rate.  so now im worried if I do the card first it may drop me below the mark. 

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Finance managers at dealerships make money of your interest rate.....  Don't fall for their BS...  You are in top Tier with ANY dealership sponsored banks with a FICO of 730 and above.......  They are tryin to make you bite, so they can pull a percent or two off the bank loan APR, and then give you the remainder....   If you are a member of a credit union, you should have NO PROBLEM getting 1.9-2.9% financing...  WIth your score, don't let any dealer tell you that you can't get anything lower than 3.9%...   They are just trying to make money off you.