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kymmie60115 wrote:Right now my scores are TU-683, EXP-693, EQU- 680. I would like to get over the 700 mark. I have 2 open cc accounts limits of $750 and $300. I keep them both under about 20% usage for the balances. I have an open installments account with a balances for Furniture bill: $5,070, Student loans:$20,700, and car loan $14,000, no mortgages or other open accounts. Should iI try to pay off that furniture bill in full to help boost my score. Also should I keep the balances for the cc's at $0, and should I pay down the car loan and student loans some? Any suggestions on how to get my score over 700.