My disputes must be having an impact cause score watch just let me know my score is up 20 points. However when I checked the updates, it states that there is still a past due balance but is timely being paid through my wage earner plan (chapter 13) which it is. Will the past due then reset to zero after discharge (only 4 months from now) or will I have to dispute again after discharge to get them to change it to zero? And is that why it didn't reset to zero now? thx everyone. I am making progress, slow but sure . . . 
Congrats, Granny!