Does anyone know about TN? I have a credit score of 636 EX according to the last update about a month ago. If it's any help the only bad I have on my credit report is a collection agency collecting for an ambulance service. The debt was a miscommunication as the insurance company should have picked it up. The amb service got tired of submitting claims and being denied so they turned it over to a CA. BLAH!! The collection has been going on for over a year now and my score is recovering slowly. I've tried PFD but they ignore me. So, I got off topic. I'm on a family plan with my sister and want to separate to my own contract without being denied or paying a deposit. Anyone know if thats possible?
