hi all,
First a little background info, I had a medical debt that was suppose to be a worker's comp claim
that never was paid by worker's comp so I paid the OC my self, $154.00, however the OC sold?
the account to a CA.
I tried sending a cmrrr to the OC for copies of invoices and statements but delivery was refused.
I sent a "Lonnester" type letter to the CA cmrrr and they repsonded with a one page letter basically
stating that they get letters like this from credit repair agencies all the time and this is the last time
they will be responding to your credit clinic inquires about this account. They do state that their
records indicate that this account was paid in full on March 5, 2004 to "our client" and that a request
has been sent to the CRA to update the account as paid and to mark the account as being disputed.
So since they sent no debt validation information to me except to say it was showing paid by the
OC. What is my next steps and rights?
Do I try sending them one more "lonnster" type letter or do I contact the CRA and say that the CA
refuses to validate the debt or do I sue them for $2,500(if so, how? small claims court?) or do
I try contacting the AG and BBB? or is there some other step I should be looking at?
And yes I know this is a workers comp claim that should never had been on my credit report but
I can not get a copy of the invoice/intake form to prove this thus I am having trouble getting this
disputed.
thanks
taxman
