what to do

[future]

Hello everyone. Here's my prob, i paid a collection off before i every started reading and learning from this forum, so i didnt know anything about pfd.  So my ques is has anyone had any luck with a gw to cavalry.... I want to get this off of my report,it only reports on ex, which is my highest score, but it's also affecting my score.  If a gw wont work what do you think my next course of action should be...

[Anonymous]

You will need to keep sending GW.....hoping that a different person gets it.

[future]

i havent sent any yet, but i will start.  is that my only course of action i can take, what about pfb

[fused]

Happydays is right just send GWs and do not give up. PFD is only used for unpaid collections.

[future]

ok thank you. how often should i send gw

[Anonymous]

I  have only sent 1 GW letter & it worked. but the late pmt was 5 years old. It took 4 weeks until I got an answer  from them sooooo  I would say send 1 every 6-8 weeks