when to send DV after dispute? or do I?

[momof2]

I have a collection for a hospital bill(so i assume no SOL for hospitals) i disputed it came back updated not verified and a note from EX to contact the CA, which i haven not gotten a note from EX ever before regarding any accounts. anywho should i wait almost to the 30 day mark of the date of dispute then send them a DV?

Or  should i not worry about it cause i think the bill is mine?

Or should i wait close to the 30day mark and send them a PFD and wait for their response?

I should have waited before disputing as we are paying off my car next month (paying 6months of pymt is 1 lump sum, my inererest rate is killing me, 20.50%) cant really pay the CA untill june.

Or can i still send the PFD but myake half the pymt in may and the other half in june? do you think the CA would accept something like that?

i will send PFD letter but should i also give option in the letter for half settlement? if no to PFD or should i send that letter seprately?

[momof2]

bump**    anyone??

[Anonymous]

Not all stats have no SOL for hospital bills   check your state!

I take it that a CA is reporting the hosp.bill........contact the hosp. about paying the bill.

If they accept payment   wait awhile and then DV the CA  after its PIFd

[momof2]

happy days----- i cant find anything anywhere that states if cali has a SOL rule on hospital bills, OC will NOT let me pay them, the account is 4 1/2 years old, they purgeed their records and are unable to accept payments once records have been purged.

So should I send the CA a DV or just a PFD?