where can I order a rapid rescore?

[Anonymous]

I paid off all my cards last month, but none of the zero balances show up on FICO after 10 days. Is there a third party company I can pay to get these all udpated asap?

FICO says they wont do anything until it is reported by each of the big three, maybe 30-45 days..

[VirusCredit13]

The "3rd" Party would be the banks themselves. Some will send and updated report to your credit bureua if you request it. Try calling and/or sending secure messages through online banking. YMMV

[Anonymous]

are you reffering to each credit card company or the lender?

[Strogen]

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@Anonymous wrote:

I paid off all my cards last month, but none of the zero balances show up on FICO after 10 days. Is there a third party company I can pay to get these all udpated asap?

FICO says they wont do anything until it is reported by each of the big three, maybe 30-45 days..

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lol you cant just order something like that. Generally lenders update the CB's once a month. So your just going to have to wait. 

[Anonymous]

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@Anonymous wrote:

are you reffering to each credit card company or the lender?

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Whoever is the card issuer.  They are the ones that can send an updated file to the CRAs.  Some will, some won't 

[Anonymous]

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@Strogen wrote:

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@Anonymous wrote:

I paid off all my cards last month, but none of the zero balances show up on FICO after 10 days. Is there a third party company I can pay to get these all udpated asap?

FICO says they wont do anything until it is reported by each of the big three, maybe 30-45 days..

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lol you cant just order something like that. Generally lenders update the CB's once a month. So your just going to have to wait. 

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Not quite true.  There are credit card issuers that will update upon request.  I think Discover is one.

[Gunnar419]

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@Anonymous wrote:

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@Strogen wrote:

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@Anonymous wrote:

I paid off all my cards last month, but none of the zero balances show up on FICO after 10 days. Is there a third party company I can pay to get these all udpated asap?

FICO says they wont do anything until it is reported by each of the big three, maybe 30-45 days..

---

lol you cant just order something like that. Generally lenders update the CB's once a month. So your just going to have to wait. 

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Not quite true.  There are credit card issuers that will update upon request.  I think Discover is one.

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Discover will definitely do a mid-cycle update. I believe Barclays will, as well. Couldn't begin to list all that would, but in my experience, the majority of card issuers will do it.

Now if you really need a rapid rescore, that can be done by a mortgage lender if you're in the midst of apping for a mortgage loan. If you just want to see your scores go up, contact each cc and ask.