IMAGINE/FBOFD (XXXXXXXXXXXXXXX)
Imagine MasterCard
Account opened: 5/2006
Description: Credit card
Previously reported Newly reported Balance: $1,030 $990 Past due: Not on Record Not on Record Status: Pays account as agreed Pays account as agreed Last activity: 10/1/2007 10/1/2007 Description: Consumer disputes - reinvestigation in process
Credit card
THIS HAS CAUSED MY SCORE TO DROP FROM 575 TO 537........I AM PAYING MY DEBT DOWN, WHY IS MY SCORE GOING DOWN???
Im sorry the balace went from 1030, to 990, i have been making my payments ontime, why did my score go down?
wow are you serious, Ok i disputed because the credit card reported me as being 30days late so as of right now it is still in dispute, but my latest payment brought the balance down to 990...and i just received an alert about the score change.
There are some things FICO will not calculate while a TL is in dispute. Does that mean you should dispute in hopes of increasing your score? NO! This could easily backfire.
Collections and public records do not apply and are never exempt while in dispute.
Collections and public records do not apply and are never exempt while in dispute.