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AUGUST CLOSERS!

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Anonymous
Not applicable

Re: AUGUST CLOSERS!

  • Purchase Price:  $139,900
  • Property: SFH - 1890 sq ft 
  • Submitted Offer on: 5/17/2013
  • Start of construction: N/A
  • Signed Purchased Contract on : 5/21/13
  • Type of Loan: 30 Yr Fixed VA
  • Loan Rate: 4.25%
  • Loan Application submitted:  7/1/13
  • Loan Approved w/Conditions: 
  • Final Approval:
  • Appraisal Ordered: 
  • Appraisal Completed: 
  • Closing Date: AUGUST 9th
  • CLOSED: 
Message 11 of 29
MzKoli
Contributor

Re: AUGUST CLOSERS!

Still waiting for my agent to actually schedule closing. Received full & final approval. So over waiting
Message 12 of 29
Anonymous
Not applicable

Re: AUGUST CLOSERS!

UPDATED! Smiley Very Happy

 

I've been waiting for an August thread!  Woo hoo!

 

  • Purchase Price:  $397,620
  • Property: SFH - 3700 sq ft
  • Submitted Offer on: 01/28/2013 (New build)
  • Start of construction: 04/01/2013
  • Signed Purchased Contract on : 01/28/2013
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 3.75%
  • Loan Application submitted:  01/28/2013 FHA Case Submitted: 02/01/2013  Credit Repull: 06/28/2013
  • Loan Approved w/Conditions: Provide letters of explanation for Bankruptcy, Deposits, 1 NSF Fee, Deed of Foreclosure, copies of earnest money checks
  • Final Approval:
  • Appraisal Ordered:  7/18/2013
  • Appraisal Completed: 7/22/2013 -- 448,400 (51k above our purchase price!!!)
  • Closing Date: AUGUST 30th  Presettlement Meeting:  August 20th
  • CLOSED:
  • Credit Scores:  716, 739 and 757

My file was also sent to underwriting today.... Smiley Very Happy

Message 13 of 29
Anonymous
Not applicable

Re: AUGUST CLOSERS!

Congrats!!! I am still playing the waiting game, still so much to do with an estimated closing date of 8/30-We shall see!  Smiley Happy

Message 14 of 29
Anonymous
Not applicable

Re: AUGUST CLOSERS!

What rates are you getting for 30 Yr Fixed FHA?

Message 15 of 29
Anonymous
Not applicable

Re: AUGUST CLOSERS!

Sadly we went from our preapproval back in 4/2013 with a 3.50% and now its at 4.75%-

Message 16 of 29
pt145
Valued Member

Re: AUGUST CLOSERS!

  • Purchase Price:  $62,000
  • City down payment/closing cost assistance $8500
  • Loan $55,000
  • Property: SFH - 1397 sq ft 
  • Submitted Offer on: 5/20/2013
  • Signed Purchased Contract on : 05/22/2013
  • Type of Loan: 30 Yr Fixed 
  • Loan Rate: 4.625%
  • Loan Application submitted:  05/22/2013
  • Loan Approved w/Conditions: LOE on 2 paid charge offs
  • Final Approval: 07/03/2013
  • Appraisal Ordered: 6/12/2013
  • Appraisal Completed: 06/20/13 $67,500
  • Closing Date: July 12th Extended 2x to AUGUST 5th
  • CLOSED: 
Entered Garden 6/3/2014, Staying until Jun 2016. Score 797 via Discover
Chase Freedom 0/$3000, Amex BC 0/$5000, Wells Fargo 0/$2400, Amazon 0/$5000, Discover IT 150/$4800, Walmart Mastercard $0/$5000, Barclay NFL AZ Cardinals 0/$5000
Message 17 of 29
tdrjustus3
Regular Contributor

Re: AUGUST CLOSERS!

 


No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Message 18 of 29
Anonymous
Not applicable

Re: AUGUST CLOSERS!

My file went to underwriting last week and I got the call today that I was approved with a lovely laundry list of conditions.  They weren't terrible though and I have already provided back all the needed info.  My loan officer told me I got the pickiest underwriter out of everyone but I guess if I was able to get approved with the worst one that's a good thing right?  I am just still super nervous ... I won't be relaxed until clear to close. 

Message 19 of 29
postalmommy
Established Member

Re: AUGUST CLOSERS!

  • Purchase Price:  $150,500
  • Property: SFH - 1560 sq ft
  • Submitted Offer on: 07/18/2013
  • Signed Purchased Contract on : 07/18/2013
  • Type of Loan: 30 Yr Fixed FHA
  • Loan Rate: 4.75%
  • Loan Application submitted:  07/26/2013
  • Loan Approved w/Conditions: I need 3 points
  • Final Approval:
  • Appraisal Ordered:  08/02/2013
  • Appraisal Completed:
  • Closing Date: 08/30/2013
  • CLOSED:
  • Midscore: 637
Gardening until November 2013
TU 635 (myfico) Sept 2012; 642 (myfico) July 2013
EX 655 (FAKO) Nov 2012;
EQ 548 (FAKO) Nov 2012; 603 (myfico) July 2013
Goal 750 for ALL
Message 20 of 29
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