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I'm in the process of getting pre- qualified and this company has a 10day garantee on closing, but that hasn't been the case. I qualified for FHA according to my loan officer, but the underwrited is dreadfully slow.
Guarantee? What are they guaranteeing?
I had 2 lates in July & August that reported incorrectly and I had to get a letter from my mortgage company amending those months. They said all I had to do was fax them the letter and they would rapid rescore within 72hrs. My mortgage guy calls when he gets ready that's what;s irritating. I know my score is going to jump up 50-100 pts from those 2 lates putting me around 630 for my middle score.
I also had some medical bills but that was fine according to him.