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Anyone ever use AMERISAVE MORTGAGE??

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Anonymous
Not applicable

Anyone ever use AMERISAVE MORTGAGE??

I'm in the process of getting pre- qualified and this company has a 10day garantee on closing, but that hasn't been the case. I qualified for FHA according to my loan officer, but the underwrited is dreadfully slow.

 

Message 1 of 6
5 REPLIES 5
ShanetheMortgageMan
Super Contributor

Re: Anyone ever use AMERISAVE MORTGAGE??

Is your situation a difficult one or is it straightforward?
Free Mortgage Advice & Pre-Approvals (FHA, VA, USDA, Fannie, Freddie, Non-Prime, Construction, Renovation/Rehab, Commercial) since 2002
Mortgage Broker located in Southern California and lending in all 50 states
Reach out anytime!
Message 2 of 6
DallasLoanGuy
Super Contributor

Re: Anyone ever use AMERISAVE MORTGAGE??

Guarantee? What are they guaranteeing?

 

Retired Lender
Message 3 of 6
Anonymous
Not applicable

Re: Anyone ever use AMERISAVE MORTGAGE??

So what do you win for not closing in 10 days?
Message 4 of 6
Anonymous
Not applicable

Re: Anyone ever use AMERISAVE MORTGAGE??

I had 2 lates in July & August that reported incorrectly and I had to get a letter from my mortgage company amending those months. They said all I had to do was fax them the letter and they would rapid rescore within 72hrs. My mortgage guy calls when he gets ready that's what;s irritating. I know my score is going to jump up 50-100 pts from those 2 lates putting me around 630 for my middle score.

I also had some medical bills but that was fine according to him.

Message 5 of 6
Anonymous
Not applicable

Re: Anyone ever use AMERISAVE MORTGAGE??

First they garantee $1000 if the loan isn't closed in 10 days and $500 if they can't beat another lender with the same exact loan.
Message 6 of 6
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