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Firs let me tell u something about myself. Im 26 years old. Im in the trucking business for 1.5 years and I made around 50000$ on W2 this year. My middle credit score is 727 and I have 380$ car payment with no other payments of any kind. I have 3 credit cards 7500$; 4000$ and 3000$ which are paid off. I have 5 credit inquiries on each of the credit scores. Do you guys think I can qualify for a mortgage up to 150000 with 20000$ down payment and do you have any advices. Thanks a bunch
I'd bet you can get away with the slightly shorter employment history with such a big down payment.