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Due to unforeseen circumstances I have to make my mortgage payment on the 5th for May. It's well within the grace period so I'm not worried about late payments. However my statements usually generate on the 3rd or 4th. So I'm assuming the statement will say I have two payments due (double the regular payment with the May payment past due). Is there any negative impact credit reporting as a result of this? I can't imagine they will report a late payment based on a few days but the statement date is a bit confusing.
The payment certainly cannot be reported 30 days late, but probably your statement will show 2 due. This should not present a problem if you are applying for a mortgage even though the lender would want a recent statement. If that's the case, rest assured that a lender would simply do a credit refresh on that tradeline to make sure it has been paid (for May).