Help! New FHA Rules

[Anonymous]

Yeah I am in the same boat, I have a TU of 556, EFX 524, EPN 610.  I am having some success with NCO FINN, I sent an e-mail to [email protected], and they are deleting two collections.  I am hoping that will bring me up to par with FHA.  Good Luck

[fishbjc]

You have no auto loan, no cc, and your score is ONLY 545?  What's up with that? 

If you have no debt and are making 100k, you should easily have 20% down and won't need PMI.

[Anonymous]

Its the past due accounts that is killing me. I also just found a judgement that doesn't belong to me.

PMI doesn't matter with FHA from what I'm told. 20% down will not fix the problem. With all the new underwriting rules. Its a mess here in NY

I am doing PFD's for the past due accounts. Thanks for all the help.