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Inquries

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tony46231
Contributor

Inquries

How will two inquries from within the past year look when I apply for a mortgage?  I have one from December 2, 2013 that was for a credit line increase on a Capital One card I've had for years that doesn't report a balance.  The other is from June 15, 2013 from Paypal, which I've been trying to figure since it showed up since I don't have anything with them other than a standard Paypal account.  They can't even to tell me why it's there.  Nonetheless, it's there and isn't coming off.

 

Pulled my EQ score and it is at 716.  Up from 700 when I checked it last.  Was a little worried about that since I paid off a car loan in December.

 

Anyway, Are the two recent inquries going to hurt me?

Starting FAKO Score: 08/16/13 - EX: 702 EQ: 694 TU: 702
Starting FICO Score: 08/19/13 - EX: ??? EQ: 700 TU: ???
Lender Pulls: 02/28/14 - EX: 736 EQ: 716 TU: 748
Closed on 04/25/2014 - Loving it!
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1 REPLY 1
DallasLoanGuy
Super Contributor

Re: Inquries

i wouldn't worry about those.

 

inquiries are overrated.

 

rapid acquisition of credit and new credit not on the credit report are what we are mostly concerned about

 

Retired Lender
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