Question about FHA and tax extension

[Anonymous]

All

Thanks for all the wonderful info in this forum. I'm almost at the finish line at least I thought.

I am scheduled to close on May 19th. Underwriter just came back and asked if I filed 2016 taxes, I have filed an extension but I mailed it in and didn't make a copy of form. I can log in to the IRS website and it shows approved extension on file for 2016. My question is at this point can the underwriter make me file my taxes? I'm worried it might delay my closing. I am a W-2 wage earner. 

What are my options, if he won't take that printout? Can I go to a local office to get something?

If he makes me file, can I take my return to a local office?

I may be overthinking this, but this process is driving me nuts. I wish they would have brought this up earlier in the process. Appraisal is approved, just waiting on Title. 

Thanks

[DallasLoanGuy]

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@Anonymous wrote:

All

Thanks for all the wonderful info in this forum. I'm almost at the finish line at least I thought.

I am scheduled to close on May 19th. Underwriter just came back and asked if I filed 2016 taxes, I have filed an extension but I mailed it in and didn't make a copy of form. I can log in to the IRS website and it shows approved extension on file for 2016. My question is at this point can the underwriter make me file my taxes? I'm worried it might delay my closing. I am a W-2 wage earner. 

What are my options, if he won't take that printout? Can I go to a local office to get something?

If he makes me file, can I take my return to a local office?

I may be overthinking this, but this process is driving me nuts. I wish they would have brought this up earlier in the process. Appraisal is approved, just waiting on Title. 

Thanks

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they cant make you file.

send the printout and see what else they might want.

this is no problem

[Anonymous]

@dallasloanguy Thank for the response! It's getting close and I'm so nervous! If they reject the printout what are my other options? Will the local IRS office give me something? Can I just redue the form like I sent and just send them a copy?

[NC_Mtg_Loaner]

Ask your LO what their company 'overlay' is regarding this topic.   You might need to submit an additional year of past tax returns or have to answer a few more questions about the nature of your extension, but it ought not to be an issue that you can't overcome.   However, the sooner you discuss this with your Loan Officer, the sooner you'll know what's needed and expected.