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How can I use my 2nd job with USDA? It wasnt on my tax return however since the place I work at changed the system from gift funds to now taxable income.
I know I can get my employer to provide proof that it is stable income.
How strict is USDA with this type of situation?
Depends, is ita federal student loan? If it is then you will be denied on that basis alone. ANY delinquent federal debt i.e taxes, and unpaid federal loans will disqualify you from receiving the loan no matter what the credit score.
How much is the balance and can you afford to pay it?
Yes, a family memeber of mine was approved with a 570 credit score
it took 3 days after submission of application to hear back on how much we were approved for. We went straight through the USDA office in our area- printed the application from their website and faxed it in- and got an email response 3 days later.
CONGRATULATIONS..CONGRATULATIONS...CONGRATULATIONS!!!!