Thank you so much for the info, I will email her in a few min. Good luck to you and have a great day.
I found the light house program to be stupid and they connected with me with them twice. But Veterans United has been great after I got preapproved. Oh course I am OCD with them and I ask for status twice a week and provide requested document within an hour
Bobby- just saw your last question. No, their requirements were lower than Veterans United- don't remember what they were but they were lower than 620.
Bank of the west will go down to a 580 but they make you go to full underwriting with that score before you know if they will pre-approve you
one more question, what was the interest rate with the peoples bank?
Well, that was awhile back and I'm sure interest rates have changed a lot since then but it seems like it was 3.7 or something like that... I just remember it was lower than what we would have gotten it through the other places we checked. My advice would be to check around and see what the going interest rates are and then see what they offer you. We found zillow.com to be really helpful in finding info like that and for searching for houses too.
I used the Lighthouse program and my experience was good, my rep told me what i should do and it worked. I've since been pre-approve for a home loan and we are now i the under writing process. I think it all depends on the rep you get, ours just happen to be pretty good , you do have to kind of stay on them but i would imagine you would want to since this should be something that is very important you.
This program was of no assistance. We did get a call back and set up with the program...we did everything asked, but in the end we never heard another peep form anyone. I did it all on my own.