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Vantage Score vs. FICO

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darxan3
Established Member

Vantage Score vs. FICO

Does anyone know if lenders are using the Vantage Score or are they using FICO when applying for a mortgage loan?
Message 1 of 5
4 REPLIES 4
haapril
Contributor

Re: Vantage Score vs. FICO

They are using FICO scores. I once thought that they were using my Vantage score until I applied for a home loan. Just abpout all lenders uses FICO scores. I myself did not know that their were so many types of scoring scales.
Message 2 of 5
Lel
Moderator Emeritus

Re: Vantage Score vs. FICO

In my limited experience, the Vantage Score and the FICO score can have very poor correlation.
Message 3 of 5
DallasLoanGuy
Super Contributor

Re: Vantage Score vs. FICO

i know of NO lenders using vantage

 

Retired Lender
Message 4 of 5
llecs
Moderator Emeritus

Re: Vantage Score vs. FICO

I read a couple people mention less than 10%, but I checked with a number of banks in my area and they all use FICO.
Message 5 of 5
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