Go to www.hud.gov. They have the names and address of the first time home buyers programs and down payment grants for each state. Not knowing what the HUD median income limit for Arkansas is I would guess your salary will qualify you. Since these grants are income eligible you will most likely have to purchase the home by yourself to meet them. This could be a good thing since your not married yet and wont have to worry about the house if by chance you break up for some reason. Just remember not to mention the boyfriend because they will count his income unless he's unemployed
laronda134 wrote:Is it possible to get a loan for 140,000 on a 35000 dollar income. I have no debts. I am also in a longterm relationship. I know I will be able to afford it. My boyfriend's credit is not very good. I have spoken to people who have said they would go as far as 41% of my income.