1 million dollar milestone at age 26

Subexistence · ‎07-02-2025

Hello everyone,

I was an active user here a few years ago. I am returning to celebrate a milestone in my life.

I as originally active here when I was in college but now I've been working for a few years and have accumulated a net worth through my job, saving heavily, and investing a ton.

Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-795,Eq08-807,Tu08-787,EX98-761,Eq04-742
Goal Score: Ex98-760,Eq04-760

Take the myFICO Fitness Challenge

History of my credit

Vinjints · ‎07-02-2025

You left the forum behind to go make some bank. Definition of finances over Fico. Good on you.

NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)

Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EQ(F8) 784 | EX(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815

On the Radar: Langley | Kroger | AmEx | Discover

Namaste7 · ‎07-04-2025

You can pursue your life’s purpose without finances being a hindrance—Congrats OP!

~~MMXX~~
2026 PF Goal$
2026 CC Goal$
2025 Goal$
2024 Goal$
FICOs 780+

Creditplz · ‎07-05-2025

Congrats! I grew my business lucratively since I joined the forums, lots of ups and downs.. I still remember the time I joined the forums and it's been one of the most knowledgeable sources for me, I disappear from time to time when life and business get busy, but I always make my way back!

its nice to see you doing well Subexistence, don't forget about us!

ptatohed · ‎07-06-2025

I smell a little enheritance going on?

Regardless, congrats!

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)