Affinity CLOC Approval - myFICO® Forums - 6608198

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Few days after my Cash Rewards approval, was told by an associate I could use the same pull for other products. Submitted an app for the CLOC and totally forgot about it. Well, it's been about a week or thereabout and today I got approved for $3k @ 15%. EXP Fico 8 is 659. So far it's been a positive experience with Affinity. PenFed y'all days are numbered!

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6 REPLIES 6

Congratulations on your Affinity CLOC Approval👍🥂

Gardening since: August 11, 2025

Message 2 of 7

Congrats on your Affinity CLOC Approval! 🤑👍

EQUIFAX FICO® Score 8: 800 ⬆️

TransUnion FICO® Score 8: 800 ⬆️

Message 3 of 7

Nice, congrats! Affinity is great, I like the way they post their pre-approval offers too, keep your eye on those.

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

Amex Gold │ NPSL │ $20,000 POT

Amex Blue Business Plus │ $25,000

Amex Hilton Honors Business │ $10,000

Amex Hilton Honors Aspire │ $25,000

Amex Hilton Honors Surpass │ $15,000

Amex Blue Cash Preferred │ $25,000

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $26,500 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $29,800 │ 5% selectable rotator

Citi Custom Cash MC │ $18,000 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Discover IT │ $11,000 │ 5% rotator

GS Apple MC │ $26,000

TD Bank Target Circle Card │ $2,500

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ RIP 5x...to the sockdrawer

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

Message 4 of 7

That's great!! Congratulations on your Affinity CLOC Approval!!👏🏼🍾🥂

Message 5 of 7

What's a CLOC?

FNBO graduated $1500

US Bank Cash Plus graduated $700

Discover It graduated $6500

Mission Lane Cash Back $4600

Amazon Prime store card $5000

Apple Card $2000

Savor One $2500

Verizon VISA $5800

Fortera CU Select MC $9500

US Bank Altitude Connect $500

Capital One Venture $7000

Message 6 of 7

@crrredit wrote:
What's a CLOC?

checking line of credit

it's different term but same thing

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