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American Consumer Council -Update 12 March 5, 2024

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AndySoCal
Senior Contributor
‎03-05-2024 06:16 PM
‎03-05-2024 06:16 PM

American Consumer Council -Update 12 March 5, 2024

The American Consumer Council provides you a pathway to membership to these credit unions.

Not Geo Fenced
Credit Union Name                                                State(s)                                  Website
Andrews FCU                                                           MD                                            www.andrewsfcu.org
Great River FCU                                                     MN                                             www.greatriverfcu.org
Credit Human Credit Union                               TX                                               www.credithuman.com
Service FCU                                                               NH                                              www.servicecu.org
United FCU                                                                 MI IN AR NC OH                  www.unitedfcu.com
NU Vision Credit Union                                         CA                                         www.nuvisionfederal.com
Credit Union of New Jersey                                NJ                                              www.cunj.com
Quorum FCU                                                              NY                                             www.quorumfcu.org
Pinnacle Federal Credit Union                           NJ                                            www.pinnaclefcu.com
Signature Credit Union                                         VA                                            www.signaturefcu.org
Spectra Credit Union                                             VA                                            www.spectracu.com
Digital FCU (DCU)                                                   MA                                            www.dcu.org
Financial Resources CU                                      NJ                               www.myfinancialresources.org
Mountain America CU                                         UT                                             www.macu.com
University Federal CU                                          TX                                             www.ufcu.org
Superior Choice Credit Union                           WI                                             www.superiorchoice.com
Farmers Insurance FCU                                       CA                                              www.figfcu.org/
Department of Commerce FCU                      DC                                               www.docfcu.org
Financial Partners Credit Union                       CA                                                www.fpcu.org
Americas Credit Union                                         WA                                              www.youracu.org
Allegacy FCU                                                             NC                                                www.allegacy.org
Lafayette FCU (WITH ACC)                                  MD VA DC                                         www.lfcu.org
REV FCU (With ACC)                                                     NC SC                                          www.revfcu.com
State Department FCU  (With ACC)                       VA DC SC                                  www.sdfcu.org
Natl. Institutes of Health FCU ( With ACC)           DC VA                                        www.nihfcu.org
Vision Financial Credit Union                                     NC                                              www.vffcu.org
Government Employees CU (With ACC)              TX                                        www.gecu.com
Vibrant Credit Union (With ACC)                           IL                                     www.vibrantcreditunion.org
Bayer Heritage FCU (With. ACC)                      WV SC TX, OH                     www.bayerhfcu.com
US Senate FCU (With  ACC)                               DC VA                                                www.ussfcu.org
Skyla CU (With ACC)                                          CA NC SC VA                                       www.ussfcu.org
New England FCU (With ACC)                       VT                                                            www.nefcu.com
Ameri CU (With ACC)                                           NY                                                          www.americu.org
Security Plus FCU                                                 MD                                                 www.securityplusfcu.org
Green State Credit Union (Call)                    IA IL SD NE                                      www.greenstate.org

Geo fenced
Parda FCU                                                               MI IL PA SC                                             www.parda.com
American Broadcast Employees FCU      CT NY NJ PA MA VT RI                      www.abefcu.org
Garden Savings FCU                                         NY NJ PA                              www.gardensavingsfcu.org
Pathways Financial FCU                                 KY, OH                                                 www.pathwayscu.com
Police & Fire FCU                                                DE PA NJ                                                   www.pffcu.org
Core Plus Credit Union                                     CT                                                                 www.coreplus.org
Scient FCU                                                            MA CT NY RI                                              www.scientfcu.org

Logix CU                                                           CA VA NV MD MA AZ NH               www.logixbanking.com
Listerhall FCU                                                      AL                                                                  www.listerhill.com
Garden State CU                                               NJ                                                     www.gardenstatefcu.org
Sandia Laboratory CU                                   CA NY AZ CO TX                                 www.slfcu.org
Indiana State University FCU                     IN                                                         www.isucreditunion.com
University of Kentucky FCU                        KY                                                                    www.ukfcu.org
Maine Savings FCU                                        ME                                                       www.mainesavings.com
IH Credit Union                                                OH IL MI WV                                     www.ihcreditunion.com
Pioneer Valley Credit Union                       MA                                                                    www.pvcu.org
Truliant FCU                                                      NC SC VA GA TN                                        www.truliantfcu.org
Campus Federal Credit Union                   LA                                                        www.campusfederal.org
Transportation FCU                                       DC                                                                     www.transfcu.org
Arkansas FCU                                                   AR                                                                      www.afcu.org
Utility Employees Credit Union                  PA                                                                       www.uecu.org
Sharonview Credit Union                             NC SC GA TN VA                                  www.sharonview.org
Amplify Credit Union                                     TX                                                                 www.goamplify.com
USF Credit Union                                             FL (In branch)                                                  www.usffcu.com
UniWyo Credit Union                                     WY                                                                         www.uniwyo.com
Commonwealth One                                    VA MD DC NC WV KY TN                            www.cofcu.org
Vermont State Employees CU                  VT                                                                          www.vsecu.com
Oklahoma Community CU                         OK                                                      www.okcommunitycu.com
True Sky CU                                                       OK                                                                    www.trueskycu.org
Union Square CU                                               TX                                                              www.unionsquare.org
New Hampshire FCU                                        NH                                                                      www.nhfcu.org

Nova Credit Union                                              NC                                                                     www.novacu.com
The Police Credit Union                                    CA                                                             www.thepolicecu.org
Campbell FCU                                                       NJ                                                            www.campbellcu.org
Life Credit Union                                                 TN                                                                        www.lifecu.org
Mobility CU                                                            TX                                                              www.mobilitycu.com
Kemba Roanoke FCU                                        VA                                                              www.kembafcu.org
County Federal Santa Clara FCU                CA                                                                     www.sccfcu.org
Carolina Cooperative FCU                             NC                                                www.carolinacoopcu.com
ARC FCU                                                                  PA                                                                    www.arcfcu.org
Greater Texas CU                                               TX                                                                         www.gtfcu.org
UCU                                                                           ME                                                            www.ucumaine.com
Four Point FCU                                                   CO IA KS MO NE SD WY            www.fourpointsfcu.org
Texell Credit Union                                            TX                                                                          www.texell.org
Tampa Bay FCU                                                 FL                                              www.tampabayfederal.com
Seven Seventeen Credit Union                   OH                                                                          www.717cu.com
Wellby Financial Credit Union                      TX                                                   www.wellbyfinancial.com
Baltimore County Employees FCU            MD                                                                 www.bcefcu.com
Catholic Family FCU                                        KS                                                                 www.cffcu.com
First California FCU                                          CA                                                               www.firstcalfcu.org
Cherokee Strip CU                                          OK                                                                    cherokeestrip.com
First Commonwealth FCU                             PA NJ                                                        www.firstcomcu.org

GNO Federal Credit Union                          LA                                                       www.gnofcu.com

Vibrant Credit Union                                        IL                                                www.vibrantcreditunion.org
Safe 1 Credit Union                                           CA                                                                         www.safe1.org
Red River Credit Union                                   TX AL AR MS                                                   www.rrcu.com
ABNB Federal CU                                            VA NC                                                             www.abnbfcu.org
Members Choice CU                                         TX                                                                      www.mccu.com

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
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AndySoCal
Senior Contributor
‎03-05-2024 07:15 PM
‎03-05-2024 07:15 PM

Re: American Consumer Council -Update 12 March 5, 2024

Here are the updates

Update 12 Added Red River Credit Union, ABNB FCU, Members Choice Credit Union Moved Bayer Heritage, Us Senate FCU, Skyla, Ameri CU, New England FCU, Security Plus FCU, Green State CU to not geo restricted, Removed Inspire FCU, Post Office FCU, Credit Union of America FCU. The move of these credit unions was based on information the credit unions web site

 

This one mostly likely will be my last update regarding the American Consumer Council. The size of the post is exceeding the maxium limit allowed. I had to do quite a bit of editing to make it fit. I did not type this line by line I had it in text docment in pasted it in. I do this because like credit unions most of my savings now is in a credit union. I am a member of two credit unions by using the American consumer council

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
Message 2 of 6
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SouthJamaica
Mega Contributor
‎03-05-2024 08:40 PM
‎03-05-2024 08:40 PM

Re: American Consumer Council -Update 12 March 5, 2024

@AndySoCal wrote:

Here are the updates

Update 12 Added Red River Credit Union, ABNB FCU, Members Choice Credit Union Moved Bayer Heritage, Us Senate FCU, Skyla, Ameri CU, New England FCU, Security Plus FCU, Green State CU to not geo restricted, Removed Inspire FCU, Post Office FCU, Credit Union of America FCU

 

This one mostly likely will be my last update regarding the American Consumer Council. The size of the post is exceeding the maxium limit allowed. I had to do quite a bit of editing to make it fit. I did not type this line by line I had it in text docment in pasted it in. I do this because like credit unions most of my savings now is in a credit union. I am a member of two credit unions by using the American consumer council

Thank you @AndySoCal 

This was a true public service.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 6
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dmFICO8
Regular Contributor
‎03-05-2024 09:15 PM
‎03-05-2024 09:15 PM

Re: American Consumer Council -Update 12 March 5, 2024

Thanks for the list! I am supposed you only need to join ACC once and the membership lasts for lifetime? While I am not certain because I don't remember, like 5~6 years ago I joined ACC for free with a free code in order to join a CU, two years ago I joined ACC again for free with another free code in order to join Service CU. I can't find any record about how I joined ACC for the first time, I still have my email and the pdf attachment ACC membership certificate when I joined the second time. I think I have used two codes, but I could be wrong.

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AndySoCal
Senior Contributor
‎03-06-2024 08:24 AM
‎03-06-2024 08:24 AM

Re: American Consumer Council -Update 12 March 5, 2024

@SouthJamaica  Thank you for kind words. I may be exceeding the limit due the spaces between  each column . I might try a two line approach if I do this post again.

 

@dmFICO8  The ACC was a free one and there is one for a year and lifetime. The one with promo code I think the credit union pays the cost. The lifetime one is /was either 15 or 25 dollars which is the one I have.

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
Message 5 of 6
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AndySoCal
Senior Contributor
‎03-07-2024 06:21 PM
‎03-07-2024 06:21 PM

Re: American Consumer Council -Update 12 March 5, 2024

Just a minor update regarding Connexus Credit Union and Department of Transportation Credit Union.

 

Department of Transportation Credit Union is not geo fenced with ACC membership. This ia clearly stated on the membership page and confirmed by Depositaccounts.com

Connexus Credit Union can be joined by joining the Minnesota Consumer Council.  The Minnesota Consumer Council is a state/ regional branch of the American Consumer Council.  Per the map on Depositaccounts.com they will accept new members from any state.

Since I cannot edit my post now I will make a new post some time in the future.

 

 

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
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