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Amex Nextstep pre approved loan offer

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Anonymous
Not applicable

Re: Amex Nextstep pre approved loan offer

hey that is great. have you checked your credit report? did this loan show up and when? thanks again.


@Anonymous wrote:

@Anonymous wrote:

@beautifulblaquepearl wrote:

@ramblinggirl wrote:

I also recieved that offer but I never heard of the co so just passed on it-was the application a painful process?


It wasn't for my DH. He submitted the application and received an email response later that morning.


can you describe your expirience. did you get money deposited to your bank acc?

did you need to send in any documents or did amex call your employer or simillar?

thanks


It was a easy transaction. No send in any docs or no phone calls. The money was deposited the next day.  All I did was just sign promisarry note. Hope this helps. 


 

Message 11 of 14
Anonymous
Not applicable

Re: Amex Nextstep pre approved loan offer

did the loan show up on your credit report and if yes how soon after aproval?? and does it show as instalment loan


@beautifulblaquepearl wrote:

@Anonymous wrote:

@beautifulblaquepearl wrote:

@ramblinggirl wrote:

I also recieved that offer but I never heard of the co so just passed on it-was the application a painful process?


It wasn't for my DH. He submitted the application and received an email response later that morning.


can you describe your expirience. did you get money deposited to your bank acc?

did you need to send in any documents or did amex call your employer or simillar?

thanks


Hey alexbas!

 

It was very simple: filled in the application and hit submit. He received an approval email a few hours later. American Express gives you 3 days to electronically sign & submit the loan documents. He signed them yesterday (early morning) and the money was deposited into an account. I assume it was deposited sometime this morning. It's still pending. 

 

American Express did not require any additional documents. AFAIK, they didn't contact his employer. It's always YMMV. 

 

SN: I also received a pre-approval for one of these loans on my BCE account. I didn't submit an application.



or?

Message 12 of 14
Anonymous
Not applicable

Re: Amex Nextstep pre approved loan offer

did the loan show up on your report and how soon after approval? does it show up as instalment loan or?@beautifulblaquepearl wrote:

@Anonymous wrote:

@beautifulblaquepearl wrote:

@ramblinggirl wrote:

I also recieved that offer but I never heard of the co so just passed on it-was the application a painful process?


It wasn't for my DH. He submitted the application and received an email response later that morning.


can you describe your expirience. did you get money deposited to your bank acc?

did you need to send in any documents or did amex call your employer or simillar?

thanks


Hey alexbas!

 

It was very simple: filled in the application and hit submit. He received an approval email a few hours later. American Express gives you 3 days to electronically sign & submit the loan documents. He signed them yesterday (early morning) and the money was deposited into an account. I assume it was deposited sometime this morning. It's still pending. 

 

American Express did not require any additional documents. AFAIK, they didn't contact his employer. It's always YMMV. 

 

SN: I also received a pre-approval for one of these loans on my BCE account. I didn't submit an application.



Message 13 of 14
Anonymous
Not applicable

Re: Amex Nextstep pre approved loan offer

Nothing yet in my Experian report yet but Amex is slow to report from my experiance.

Message 14 of 14
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