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Amex Savings will have Amex App access soon…

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sznthescore
Established Contributor

Amex Savings will have Amex App access soon…

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Thought I'd share.

 

Copy of email: 

We’re introducing an enhanced, more secure, and easy-to-navigate digital experience for all American Express Savings account holders. This means we will be moving your online account management experience to a new website, requiring you to create a new User ID and password.

 

Over the next few months, our Savings login screen will be evolving as we move forward with these changes. You’ll be receiving additional communications from us explaining the process of creating your new login credentials.

 

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Goal: FICO 700+
Message 1 of 9
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the0walrus
Established Member

Re: Amex Savings will have Amex App access soon…

I have the checking and savings accounts. I'm not crazy about it since the app looks weird to me. Don't know what it is. Great savings but there are times that my debit card gets declined but when I use my Schwab account it goes through. They should work on the app and that issue with their debit card. Not sure why it gets declined since I have money in the account.






Message 2 of 9
DONZI
Established Contributor

Re: Amex Savings will have Amex App access soon…

@the0walrus 

I read something about that... from what I recall the amex debit card is being interpreted as an amex charge/credit card by some of the payment processor(s).

 

I don't know if it correlates, but it might be that if they don't take amex credit/charge cards then the amex debit card is rejected.

 

It's likely to be a temporary thing as amex debit cards I think are fairly new. (late 2021)

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Message 3 of 9
the0walrus
Established Member

Re: Amex Savings will have Amex App access soon…

I could see that. Anybody I tell them my checking account is with American Express they look at me funny. They normally respond with, "American Express only does credit cards." I like how they treat their employees so I bought stock and opened a debit card and savings since also their savings are a HYSA. I really hope they get those fixed. I'd like to pretty much stay with AMEX.






Message 4 of 9
DONZI
Established Contributor

Re: Amex Savings will have Amex App access soon…

Good company IMO too.

 

I have no idea how much traction their business and personal checking has but I assume Amex is aware of the snag and doing their part (if any) to get the debit cards accepted properly.

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[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 5 of 9
Jeffster1
Valued Contributor

Re: Amex Savings will have Amex App access soon…

I'm confused. My Amex checking and savings accounts are all listed and accessible on the regular Amex app with all of my Amex cards. Why a separate, new app? 

FICO 8 EX 829 EQ 824 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25 K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 20K I Bread Financial American Express 13K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I
Message 6 of 9
sznthescore
Established Contributor

Re: Amex Savings will have Amex App access soon…


@Jeffster1 wrote:

I'm confused. My Amex checking and savings accounts are all listed and accessible on the regular Amex app with all of my Amex cards. Why a separate, new app? 


@Jeffster1 Not a new app per re, but for users such as myself who only have Amex Savings, I thought of it as something nice instead of having separate logins for Savings and Amex card/Checking account users.

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Goal: FICO 700+
Message 7 of 9
Jeffster1
Valued Contributor

Re: Amex Savings will have Amex App access soon…


@sznthescore wrote:

@Jeffster1 wrote:

I'm confused. My Amex checking and savings accounts are all listed and accessible on the regular Amex app with all of my Amex cards. Why a separate, new app? 


@Jeffster1 Not a new app per re, but for users such as myself who only have Amex Savings, I thought of it as something nice instead of having separate logins for Savings and Amex card/Checking account users.


Got it. Thanks!

FICO 8 EX 829 EQ 824 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25 K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 20K I Bread Financial American Express 13K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I
Message 8 of 9
drewricomakeubu
Frequent Contributor

Re: Amex Savings will have Amex App access soon…

I just opened 2 Amex HYSA and they both showed up in my Amex app with my BCP.

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500

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