Are there Any Services Like Self-Lender?

[Anonymous]

Hello, fellow myFicoers! 

I hope everyone in the EST (and other timezones, of course) is have a great morning!

Could you guys tell of any credit-builder loans out there that do not require a deposit, is not a credit union, and does not require a credit check?

Thanks!

[Brian_Earl_Spilner]

Why do you want another? You only need 1

[Anonymous]

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@Brian_Earl_Spilner wrote:

Why do you want another? You only need 1

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True, but I like the idea of positive reporting and being forced to save money. I know getting another one won't help my score, but I am too gosh darn desperate.

I will hold off.

[Anonymous]

Desperate for what? If motivation to save is what you're desperate for, look into opening specialty accounts with upper limits like Netspend (5% < 1k but you can open 5 accounts), DCU savings (5% < 1k), Mango (6%<5k) or Premier Members FCU (4% < 2k) ...etc., throw $50 into each account initially, then it becomes a game and a great motivation to fill up those accounts.

[Anonymous]

www.creditstrong.com.
Just got approved by them like 30 minutes ago.
Did a temp unfreeze of chexsystems (24hrs) before applying for SelfLender. I thought the freeze might cause a denial , so did a temp unfreeze. Got denied anyways.
By the time I applied for creditstrong, freeze was back on and just got approved for their basic 24mth.

[800FICOGoal]

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@Anonymous wrote:
www.creditstrong.com.
Just got approved by them like 30 minutes ago.
Did a temp unfreeze of chexsystems (24hrs) before applying for SelfLender. I thought the freeze might cause a denial , so did a temp unfreeze. Got denied anyways.
By the time I applied for creditstrong, freeze was back on and just got approved for their basic 24mth.

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Thanks for the link!!

[Anonymous]

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@800FICOGoal wrote:

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@Anonymous wrote:
www.creditstrong.com.
Just got approved by them like 30 minutes ago.
Did a temp unfreeze of chexsystems (24hrs) before applying for SelfLender. I thought the freeze might cause a denial , so did a temp unfreeze. Got denied anyways.
By the time I applied for creditstrong, freeze was back on and just got approved for their basic 24mth.

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Thanks for the link!!

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You are welcome.