BECU Eligibility Question

[Green456]

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@Anonymous wrote:

Yeah BECU even asks you if you’re using NWCUF for membership eligibility, this must be new. You can do it all online and I am tempted to do it I’m just not wanting an HP and not sure if they require one. 

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No HP.

[Anonymous]

For those that applied via snail mail, did you just include your driver's license number and SSN, or did you include an actual photocopy of both them?

Thank you.

[Anonymous]

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@Anonymous wrote:

For those that applied via snail mail, did you just include your driver's license number and SSN, or did you include an actual photocopy of both them?

Thank you.

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Why are you going through the snail mail process?

The NWCUF option is separate from the geofencing which means their field of membership is open to all now. I have them on my radar for later this year. 

[Anonymous]

Because when I applied back in January I was denied membership. I think it was because of the number of Chexsystems inquiries (three in December).

It has been 90 days since I last applied. I can't decide to reapply now or wait another 90 days. I don't want to waste another Chexsystems inquiry. If there are more successful data points from people applying from out of state using the phone app, then I will apply via the app.

Has anyone successfully applied via the Android app?

[Anonymous]

Here ya go. Colorado here, NWCUF route. 

[Anonymous]

Congratulations and thank you!
😊

Now I need to decide if I should apply now or wait another 90 days, because they are at least somewhat Chexsystems sensitive.

[Green456]

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@Anonymous wrote:
Because when I applied back in January I was denied membership. I think it was because of the number of Chexsystems inquiries (three in December).

I applied for BECU and was granted membership about 2 weeks after applying for 3 checking accounts with Chase. I guess Chase pulled Chex only once?

[Anonymous]

After being denied BECU, I pulled my Chexsystems. It did not show any inquiry from when I opened savings and checking with Chase in August.

I had a clean report; just a total of five inquiries (including BECU) since December.

[Anonymous]

Just an update, I was able to login and fund my account this morning via Zelle with a bit of fussing around since my email address and phone number were used for another bank. Pretty sure I just broke DCU and NFCU now so it’s a good thing I zapped $100 from DCU to 1stBank this morning. 

BECU has free ACH in and out so I think I’m going to really like this account, thanks for prompting me to go for it. 

I should note that my accounts didnt show in the online dashboard when I created them so it looks like my membership was manually processed this morning so everything is all good. 👍 

[Five6Two]

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@Anonymous wrote:

Just an update, I was able to login and fund my account this morning via Zelle with a bit of fussing around since my email address and phone number were used for another bank. Pretty sure I just broke DCU and NFCU now so it’s a good thing I zapped $100 from DCU to 1stBank this morning. 

BECU has free ACH in and out so I think I’m going to really like this account, thanks for prompting me to go for it. 

I should note that my accounts didnt show in the online dashboard when I created them so it looks like my membership was manually processed this morning so everything is all good. 👍 

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And no HP? Just making sure, this seems like a nice account to have with fee-free ACH transaction.