Banks/CU that post transactions instant

[Skye12329]

Any recommendations on a bank or Union that posts transactions quickly? My husband and I have penfed and noticed they take almost a week to post transactions. We can't go back to Navy since we're including them in BK.

Thanks.

[Girlzilla88]

What state are you in?!

[Skye12329]

I'm in MN. We had Affinity Plus Federal Credit Union for checking. But unfortunately they will be included in BK as well.

[creditfan]

so you only aim at instant post transactions feature and nothing else?

I won't discuss bank since bank is not my fav

most credit unions have this feature, however they have field of membership requirement

1st you have to look at which one can you join then read their review to find the best fit for you

https://www.depositaccounts.com/credit-unions/anyone-can-join/

[Skye12329]

Thanks I will check out that website. I'm generally just looking for someone that would update my balance or at least the available balance quicker than penfed. I can do debit or credit transactions but both seem to take quite sometime to post. Which we don't keep a checkbook to balance. We do everything online. That's why it's a problem for us.

[CreditCuriosity]

How long you been with penfed?  Mine is instant with them even if transferring money into them from another FI it is instant and early direct deposit, etc...  

[AllZero]

IIRC, PenFed has a 6 month probationary period for new members. After which, transactions should be immediate.

[Skye12329]

Ah that explains why maybe. We've only been with them for about a month. Maybe we will have to stick with them to see if it improves.

[CreditCuriosity]

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@Skye12329 wrote:
Ah that explains why maybe. We've only been with them for about a month. Maybe we will have to stick with them to see if it improves.

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Yep 6 months if you stick it out it will certainly get better.  They have treated me very well personally.

[Anonymous]

DCU