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Barclay Personal Loan? New?

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Moderator

Barclay Personal Loan? New?

So happened to be on Barclay's website, believe this is new they are offering personal loans... I got offered (soft pull) 9.9 apr, but they go as low as approx 6% apr.  Seems like they want a piece of the personal loan game now?  New or been around for awhile not a horrible rate at 9.9% I got certainly better than marcus that offers me a so gracious 23% lol.  Have 10k still from buying stuff for new house and various other medical bils etc that i am carrying on a PenFed personal loan at 12.99 before my credit was clean on EQ now i am sitting at 790ish 09 EQ score, my TU and EXP will be clean dec/january time frame, but scores are still 730-750ish.  

 

Just another option for people to check if considering?  Know they arent that popular on CC front due to AA, but personal loan they can't AA that Smiley Tongue

 

https://cards.barclaycardus.com/personal-loans/

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Message 1 of 14
13 REPLIES 13
Community Leader
Super Contributor

Re: Barclay Personal Loan? New?

Thanks for sharing CC. Lol that 23% offer yikes. I cant even speak Penfed without leaving a bad taste in my mouth but its nice to see other offers available.
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Message 2 of 14
Established Contributor

Re: Barclay Personal Loan? New?


@CreditCuriosity wrote:

So happened to be on Barclay's website, believe this is new they are offering personal loans... I got offered (soft pull) 9.9 apr, but they go as low as approx 6% apr.  Seems like they want a piece of the personal loan game now?  New or been around for awhile not a horrible rate at 9.9% I got certainly better than marcus that offers me a so gracious 23% lol.  Have 10k still from buying stuff for new house and various other medical bils etc that i am carrying on a PenFed personal loan at 12.99 before my credit was clean on EQ now i am sitting at 790ish 09 EQ score, my TU and EXP will be clean dec/january time frame, but scores are still 730-750ish.  

 

Just another option for people to check if considering?  Know they arent that popular on CC front due to AA, but personal loan they can't AA that Smiley Tongue

 

https://cards.barclaycardus.com/personal-loans/


They are not new i been getting mailers from them since last year matter of fact got another one today. They offered me 17% no thanks i feel u on Marcus also they offered 24.99% i hurry up and closed that window lol

Message 3 of 14
Community Leader
Super Contributor

Re: Barclay Personal Loan? New?

Interesting. Thanks for the info. I also have a PenFed loan I am paying off so not interested, but always good to know.


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Message 4 of 14
Established Contributor

Re: Barclay Personal Loan? New?

r they still using TU for personal loans as well. Anyone applied recently (within 1-2 mos) and approved for any loan?

Message 5 of 14
Established Contributor

Re: Barclay Personal Loan? New?

They are using TU Fico 08 for there Personal loan also.
Message 6 of 14
Established Contributor

Re: Barclay Personal Loan? New?

were you approved for the amount requested? did they ask proof of income?

Message 7 of 14
Established Contributor

Re: Barclay Personal Loan? New?

I didn't apply my buddy filled out the prequal form to check rate. They denied him he showed me the letter. I was just letting everyone know they use TU Fico 08 as the credit card side does. U can be the Guinea pig lol with it being Barclays it wouldn't surprise me at all if they ask for POI.
Message 8 of 14
Valued Member

Re: Barclay Personal Loan? New?

I just got  10,000 @ 5.74 60 months no proof of income money was in the bank in two days.

very easy process.


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Message 9 of 14
Moderator

Re: Barclay Personal Loan? New?


@cheon1 wrote:

@I just got  10,000 @ 5.74 60 months no proof of income money was in the bank in two days.

very easy process.


Awesome rate!  Thanks for DP.. use to be by invite only appears it is now opened up.  What was your TU approx if you dont mind sharing guess 800+.  Use the pre-qual site?  Any phone call involed i read about or all online?

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Message 10 of 14
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