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Best Bank?

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Harvey26
Valued Contributor

Best Bank?

I used to bank with NFCU and my membership was closed. I have since been banking with Wells Fargo. No issues but they are starting to get under my skin and I have about 10K+ in savings and I get about 4K in direct deposits. Any bank or CU that might get me the best savings rates? Located in VA 

Amex Everyday: 32k, Macys Amex: 4k , BOA Premium Rewards: 70k , Best Buy Visa: 7k , VACU Mastercard: 11.5k, Discover: 25k, Amex Platinum (POT: 37.5k), Apple Card:4K, Saks WEMC 18.7k, PNC Cash Unlimited: 30k, Citi Costco: 9.5k, Chase Amazon Prime: 35k
Message 1 of 17
16 REPLIES 16
AllZero
Mega Contributor
Message 2 of 17
AllZero
Mega Contributor

Re: Best Bank?

Message 3 of 17
FinStar
Moderator Emeritus

Re: Best Bank?

Out of curiosity, what was the reason for the closing of the NFCU membership?

Have you looked into any of the local CUs in VA, aside from NFCU?

Message 4 of 17
Harvey26
Valued Contributor

Re: Best Bank?

@FinStar  Violated T&C by calling in on my mothers account. Havent really found any good banks here.

Amex Everyday: 32k, Macys Amex: 4k , BOA Premium Rewards: 70k , Best Buy Visa: 7k , VACU Mastercard: 11.5k, Discover: 25k, Amex Platinum (POT: 37.5k), Apple Card:4K, Saks WEMC 18.7k, PNC Cash Unlimited: 30k, Citi Costco: 9.5k, Chase Amazon Prime: 35k
Message 5 of 17
FinStar
Moderator Emeritus

Re: Best Bank?


@Harvey26 wrote:

@FinStar  Violated T&C by calling in on my mothers account. Havent really found any good banks here.


Yikes! Sorry to hear about that 🙁. Hopefully the information/links posted upthread can be of some guidance with some decent CUs for you.

Message 6 of 17
creditfan
Established Contributor

Re: Best Bank?

DCU would be best bet

their loan products mostly sp.

eg. their platimun card can get up 10k with no hp

Message 7 of 17
TheFIGuy
Established Contributor

Re: Best Bank?


@Harvey26 wrote:

@FinStar  Violated T&C by calling in on my mothers account. Havent really found any good banks here.


@Harvey26 Did you post here or on Reddit regarding that topic? I remember reading something a while back.

Message 8 of 17
coldfusion
Credit Mentor

Re: Best Bank?

He had posted about it here on MF,  I remember reading the thread and thinking that in this particular case they went overboad in their response.

 

https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-ACCOUNT-CLOSURE/m-p/6127962#M205411

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 9 of 17
coldfusion
Credit Mentor

Re: Best Bank?


@creditfan wrote:

DCU would be best bet

their loan products mostly sp.

eg. their platimun card can get up 10k with no hp


Only if they extend you an offer as part of their quarterly cycle, otherwise it will be a HP and they aren't shy if they want to see POI.

 

They do participate in the CO-OP shared branch and ATM networks so would be a viable option for OP.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 17
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