Best Bank?

[Harvey26]

@coldfusion  Apped with DCU for checking and savings was advised it can take up to 3 days to know if i was approved or not. 

[Harvey26]

@coldfusion  Update: Denied due to chexsystems. I have nothing negative on it so idk guess I will stick with WF.

[Anonymous]

@Harvey26 Sorry about the denial. A lot of CU's use chex, so I would encourage you to pull it and carefully review it.

If there are no negatives, I would guess it might be due to inquires (yeah too many inquires can hurt you here too unfortunately).

Anyway, I look forward to hearing from what the Old curmudgeon thinks.

Sorry again for the denial, I am with DCU and they have been great (same with a lot of CUs I learned about from this board). 

[AllZero]

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@Harvey26 wrote:

@coldfusion  Update: Denied due to chexsystems. I have nothing negative on it so idk guess I will stick with WF.

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As mentioned up thread, inquiries may have done it. Give it three or so months of no new checking accounts.  Try again if you are interested in membership.

[coldfusion]

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@Harvey26 wrote:

@coldfusion  Update: Denied due to chexsystems. I have nothing negative on it so idk guess I will stick with WF.

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I'm sorry to hear that, I don't hear of many denials.

Get a (free) copy of your Chexsystems report to see what's on there.  It normally takes 2-3 weeks to get it after requesting.

[1GaDawg85]

How many bank accounts have you opened recently?

[Harvey26]

@1GaDawg85 I had Chase and Wells Fargo. Other then that no one else had Navy Federal for 4 Years.