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CU's to join for Savings Rate now and possible Credit Products later!

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M_Smart007
Legendary Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@credit_endurance wrote:

Just want to share an update:

 

Applied for NewJersey CU on Mon and have heard only "crickets" to this point. Didn't even receive an email after the initial app so, may have to contact them

 

Also appied for Premier Members CU and they want to pull not only Chex but EXP hp to determine membership eligibility. No much dp's on this one to be the guenia pig neither 😆😂. Any takers? 


Maybe we could get @AllZero to be oneSmiley LOL

Message 21 of 63
M_Smart007
Legendary Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!

Just wanted to add a quick couple of comments.

Service Credit Union's website works smooth as butterSmiley Happy

Also did a couple small ACH test transfers in from NFCU and US Bank. Worked like a charm.

I am more than very happySmiley Happy

Message 22 of 63
AllZero
Mega Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@M_Smart007 wrote:

@credit_endurance wrote:

Just want to share an update:

 

Applied for NewJersey CU on Mon and have heard only "crickets" to this point. Didn't even receive an email after the initial app so, may have to contact them

 

Also appied for Premier Members CU and they want to pull not only Chex but EXP hp to determine membership eligibility. No much dp's on this one to be the guenia pig neither 😆😂. Any takers? 


Maybe we could get @AllZero to be oneSmiley LOL


Lolz. Double pull, no thank you. Smiley Tongue

 

I do see one can join PMCU through a donation:

 

I qualify for membership because...

If none of the above applies, you may join through Impact on Education (IOE).
If you elect to do so, Premier Members Credit Union will make a matching donation on your behalf to the IOE charity. This $5 donation matches your initial membership shares deposit. IOE is a charitable organization run by the Boulder Valley School District.
Message 23 of 63
credit_endurance
Valued Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@M_Smart007 wrote:

@credit_endurance wrote:

Just want to share an update:

 

Applied for NewJersey CU on Mon and have heard only "crickets" to this point. Didn't even receive an email after the initial app so, may have to contact them

 

Also appied for Premier Members CU and they want to pull not only Chex but EXP hp to determine membership eligibility. No much dp's on this one to be the guenia pig neither 😆😂. Any takers? 


Maybe we could get @AllZero to be oneSmiley LOL


😁😆😂 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 24 of 63
credit_endurance
Valued Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@AllZero wrote:

@M_Smart007 wrote:

@credit_endurance wrote:

Just want to share an update:

 

Applied for NewJersey CU on Mon and have heard only "crickets" to this point. Didn't even receive an email after the initial app so, may have to contact them

 

Also appied for Premier Members CU and they want to pull not only Chex but EXP hp to determine membership eligibility. No much dp's on this one to be the guenia pig neither 😆😂. Any takers? 


Maybe we could get @AllZero to be oneSmiley LOL


Lolz. Double pull, no thank you. Smiley Tongue

 

I do see one can join PMCU through a donation:

 

I qualify for membership because...

If none of the above applies, you may join through Impact on Education (IOE).
If you elect to do so, Premier Members Credit Union will make a matching donation on your behalf to the IOE charity. This $5 donation matches your initial membership shares deposit. IOE is a charitable organization run by the Boulder Valley School District.

Come on @AllZero!! No guts no glory!! 😆😂😆😂😉

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 25 of 63
AllZero
Mega Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@credit_endurance wrote:

@AllZero wrote:

@M_Smart007 wrote:

@credit_endurance wrote:

Just want to share an update:

 

Applied for NewJersey CU on Mon and have heard only "crickets" to this point. Didn't even receive an email after the initial app so, may have to contact them

 

Also appied for Premier Members CU and they want to pull not only Chex but EXP hp to determine membership eligibility. No much dp's on this one to be the guenia pig neither 😆😂. Any takers? 


Maybe we could get @AllZero to be oneSmiley LOL


Lolz. Double pull, no thank you. Smiley Tongue

 

I do see one can join PMCU through a donation:

 

I qualify for membership because...

If none of the above applies, you may join through Impact on Education (IOE).
If you elect to do so, Premier Members Credit Union will make a matching donation on your behalf to the IOE charity. This $5 donation matches your initial membership shares deposit. IOE is a charitable organization run by the Boulder Valley School District.

Come on @AllZero!! No guts no glory!! 😆😂😆😂😉


Discovery Channel Lol GIF - Find & Share on GIPHY

 

I still have to join Service and Langley first. 😂

Message 26 of 63
ChazzieT
Frequent Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@credit_endurance wrote:

Just want to share an update:

 

Applied for NewJersey CU on Mon and have heard only "crickets" to this point. Didn't even receive an email after the initial app so, may have to contact them

 

Also appied for Premier Members CU and they want to pull not only Chex but EXP hp to determine membership eligibility. No much dp's on this one to be the guenia pig neither 😆😂. Any takers? 


Have you heard anything from CU of NJ, yet?

Message 27 of 63
credit_endurance
Valued Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@ChazzieT wrote:

@credit_endurance wrote:

Just want to share an update:

 

Applied for NewJersey CU on Mon and have heard only "crickets" to this point. Didn't even receive an email after the initial app so, may have to contact them

 

Also appied for Premier Members CU and they want to pull not only Chex but EXP hp to determine membership eligibility. No much dp's on this one to be the guenia pig neither 😆😂. Any takers? 


Have you heard anything from CU of NJ, yet?


Not a peek out of them thus far. 🤔 Very strange....Will reach out to them today and hopefully be able to provide more insight. 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 28 of 63
recoveringfrombk7
Established Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!

@credit_endurance not attempting to nag, but definitely curious as to how it's going?











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 29 of 63
credit_endurance
Valued Contributor

Re: CU's to join for Savings Rate now and possible Credit Products later!


@recoveringfrombk7 wrote:

@credit_endurance not attempting to nag, but definitely curious as to how it's going?


No worries @recoveringfrombk7  I meant to post an update last week but got busy with other things.😏

 

Reached out to customer service regarding membership application and the rep contacted the dept which stated that they couldn't approve app at the time but a rep would call me back to go over a few details in hope to approve. Needless to say never heard back from said rep. I think this CU is pretty unorganized at the moment. And wouldn't personally recommend them. Maybe someone else could chime in on their experience. 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 30 of 63
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