cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One 360 Overdraft LOC - Increase option is gone?

tag
DeeBee78
Valued Contributor

Capital One 360 Overdraft LOC - Increase option is gone?

Just checking on my account balances, and I noticed that there is no longer an option to increase the overdraft LOC amount. It used to be on the overdraft tab of the checking account details: 

 

Cap1.jpg

Message 1 of 4
3 REPLIES 3
Blodreina
Established Contributor

Re: Capital One 360 Overdraft LOC - Increase option is gone?

You have to remove it and reapply.  If you don't get approved for it again, you're out of luck (this is directly from the 360 staff).  So, you take a hard pull (just as you would have before they removed the button) and the new overdraft amount if you're approved is based on current credit data in your Equifax report.

Message 2 of 4
DeeBee78
Valued Contributor

Re: Capital One 360 Overdraft LOC - Increase option is gone?


@Simba501 wrote:

You have to remove it and reapply.  If you don't get approved for it again, you're out of luck (this is directly from the 360 staff).  So, you take a hard pull (just as you would have before they removed the button) and the new overdraft amount if you're approved is based on current credit data in your Equifax report.


Interesting, when did that change?

Message 3 of 4
Blodreina
Established Contributor

Re: Capital One 360 Overdraft LOC - Increase option is gone?


@DeeBee78 wrote:

@Simba501 wrote:

You have to remove it and reapply.  If you don't get approved for it again, you're out of luck (this is directly from the 360 staff).  So, you take a hard pull (just as you would have before they removed the button) and the new overdraft amount if you're approved is based on current credit data in your Equifax report.


Interesting, when did that change?


Presumably, as soon as the new overdraft feature was offered.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.