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Just checking on my account balances, and I noticed that there is no longer an option to increase the overdraft LOC amount. It used to be on the overdraft tab of the checking account details:
You have to remove it and reapply. If you don't get approved for it again, you're out of luck (this is directly from the 360 staff). So, you take a hard pull (just as you would have before they removed the button) and the new overdraft amount if you're approved is based on current credit data in your Equifax report.
@Simba501 wrote:You have to remove it and reapply. If you don't get approved for it again, you're out of luck (this is directly from the 360 staff). So, you take a hard pull (just as you would have before they removed the button) and the new overdraft amount if you're approved is based on current credit data in your Equifax report.
Interesting, when did that change?
@DeeBee78 wrote:
@Simba501 wrote:You have to remove it and reapply. If you don't get approved for it again, you're out of luck (this is directly from the 360 staff). So, you take a hard pull (just as you would have before they removed the button) and the new overdraft amount if you're approved is based on current credit data in your Equifax report.
Interesting, when did that change?
Presumably, as soon as the new overdraft feature was offered.